At Pat Clemons Inc., we make it easy to get into a quality new or used vehicle with flexible financing options for every budget and credit situation. Whether you’re buying your first car or upgrading your current one, our finance team is here to help you drive away with confidence.
Are you applying for financing for yourself, or jointly with a co-borrower?
We explain your financing clearly—covering loan lengths, APR, down payments, and monthly payments—so you can make a smart, informed decision about your next car loan.
Fill out our quick online application and get pre-approved in minutes. We work fast to match you with a financing solution that fits your credit and your timeline—so you can drive today.
Our finance experts do the heavy lifting for you, connecting you with trusted lenders to get competitive rates and flexible terms—even if your credit isn’t perfect.
Choose from a wide selection of new and used vehicles—including top brands like Chevrolet, GMC, Ford, and more. We’ll help you find a vehicle that fits your lifestyle—and financing that fits your budget.
Whether you have great credit, bad credit, or no credit at all, we’ve got you covered. Our goal is to get everyone approved with terms that make sense.
We proudly serve drivers in Boone, Ames, Jefferson, Ogden, and surrounding Iowa communities. Apply online today and visit Pat Clemons Inc. for easy, fast auto financing you can trust.